My mantra as an estate planning attorney is “Estate Planning is all about planning for everything you own and everyone you care about – including yourself.” It’s this last concept that is most often overlooked in the process — there is a lot more to think about when you plan for the future than what… Continue reading
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Saving through your Mortgage Escrow
SAVING THROUGH YOUR MORTGAGE ESCROW If you own your own home, odds are you financed the purchase of the real estate with a mortgage. Usually, the lender requires the buyer/borrower to escrow funds to assure the payment of real estate taxes and hazard insurance. This escrow is funded as part of the monthly mortgage payments —… Continue reading
Helping Seniors Avoid the Pitfalls of Do-it-Yourself Estate Planning
All of us have people in our lives who are aging. Grandparents or parents, Uncles and Aunts, people we go to church with, or people we work with. Getting older always has the same consequences – bodies deteriorate, sight dims, hearing is more difficult. Reflexes are slower, aches and pains seem more pronounced, memory issues… Continue reading
News for Employers: New Guide for FMLA
The Department of Labor has just released its newest publication – “The Employer’s Guide to the Family and Medical Leave Act.” This new FMLA Guide appears to be an an attempt to make the FMLA more “user friendly” to employers. The guide appears designed to help walk employers through the FMLA process. The Guide follows… Continue reading
Estate Planning Quick Tip:
Most people think they don’t need a Will. But when you die, everything you own in your own name alone will be subject to Probate. While there are some ways to get around the Probate process even when people don’t have Wills, this generally only works when the person who has died doesn’t own real… Continue reading